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TERMS AND CONDITIONS OF USE

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS ("AGREEMENT") CAREFULLY. BY ACCESSING THIS WEBSITE http://investments.miraeasset.com.hk ( "Site") AND BY CLICKING "AGREE", YOU AGREE TO THESE TERMS AND CONDITIONS AS WELL AS ANY FUTURE REVISIONS MIRAE ASSET GLOBAL INVESTMENTS (HK) Limited MAY MAKE IN ITS DISCRETION. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.

Operation of the Site

This Site is operated by Mirae Asset Global Investments (HK) Limited, a limited liability company incorporated in Hong Kong that is licensed under the Hong Kong Securities and Futures Ordinance ("SFO") and registered with the Hong Kong Securities and Futures Commission ("SFC") to conduct investment management activities. Mirae Asset Global Investments (HK) Limited may be referred to herein as "Mirae Asset" or "we".

Access to this Site

You are accessing Mirae Asset's network pursuant to the terms and conditions of this Agreement and any existing agreement you may have with us. You and your authorized designees ("Authorized Designees") access the Site and acknowledge that the Site and the remote access services related to use of certain portions of this Site are proprietary to and confidential property of Mirae Asset and/or its affiliates and their relevant licensors and information and data suppliers ("Suppliers"). All equipment, systems, services and software are to be used for your business purposes only in accordance with the terms of this Agreement and your agreement(s) with Mirae Asset. Unauthorized access, use or distribution is a violation of law. Mirae Asset reserves the right to monitor and audit all transactions and data (including e-mail messages) for any purpose sent over this network and your use of this Site unless prohibited by law. You agree that a printed version of this Agreement shall be admissible in judicial or administrative proceedings to the same extent as other business documents and records.

Certain portions of this Site are secure. The secure portions of the Site and information therein that you receive are encrypted for privacy. We are responsible for operating the secure portions of http://investments.miraeasset.com.hk site and takes reasonable and appropriate measures, including encryption, to ensure that information is disclosed only to you. However, the Internet is an open system and there is no absolute guarantee that the information you have retrieved will not be intercepted by others and decrypted, and you assume that risk in accessing the Site.

Not all products or services provided on the Site are available in all jurisdictions. Mirae Asset products and services are only available in jurisdictions where it is lawful to advertise and market these products and services. The information on the Site has been prepared for informational purposes only without regard to any particular user's investment objectives, or financial situation or position and Mirae Asset is not soliciting any action based upon them. For avoidance of doubt, this Site has not been reviewed by the SFC.

Copyright

Unless otherwise indicated either in the Site or herein, Mirae Asset or its affiliates own the copyright and any other intellectual property rights subsisting anywhere in the world to the information on this Site. You may not copy, reproduce, duplicate, modify, adopt or lend, sell, disseminate or otherwise transfer, in whole or in part, any of the information contained in this Site, except for the purpose of accessing the Site and producing print-outs for your own personal use, or making a reasonable number of copies of such pages for internal use within your organization in accordance with this Agreement. Users of this Site shall not remove, alter, or obscure any copyright, trademark, trade secret or other proprietary rights notices appearing in or on the website, and shall reproduce all such notices on any copies of content made by or on behalf of users.

No Offer/Local Restriction

It is of the essence that nothing contained in or on the Site should be construed as a solicitation of an offer to buy or offer, or recommendation, to acquire or dispose of any security, commodity, and investment or to engage in any other transaction.

No information included on this Site is to be construed as investment advice or as a recommendation or a representation about the suitability or appropriateness of any advisory product or service; or an offer to buy or sell, or the solicitation of an offer to buy or sell, any security, financial product, or instrument; or to participate in any particular trading strategy. Mirae Asset recommends that you seek independent financial and tax advice before making any investment decisions.

The information provided on the Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. All persons and entities accessing the Site do so on their own initiative and are responsible for compliance with applicable local laws and regulations. The Site is not directed to any person in any jurisdiction where the publication or availability of the Site is prohibited, by reason of that person's nationality, residence or otherwise. Persons under these restrictions must not access the Site.

Jurisdictional Matters

The information available by accessing the non-Hong Kong portions of this Site has been prepared and is maintained by affiliates of Mirae Asset. These affiliates offer products and services designed specifically for investors outside of Hong Kong. The information and other material contained on the non-Hong Kong portion of this Site are only directed at and available to investors in specific countries. All content contained therein should be considered, and is subject to, the specific regulatory requirements under which these affiliates operate, respectively.

No Reliance

Information contained in the Site is checked and updated by Mirae Asset with due diligence on a regular basis. However, data and information on the Site may become outdated. Therefore, neither Mirae Asset nor any of their affiliates assumes any liability or guarantee for the timeliness, accuracy and completeness of the information provided. Mirae Asset uses reasonable efforts to obtain information from sources which it believes to be reliable; however, Mirae Asset makes no representation that the information or opinions contained on the Site are accurate, reliable or complete. The information on the Site is provided for informational purposes only and is subject to change without notice. The investments and strategies discussed in the contents may not be suitable for all investors and are not obligations of Mirae Asset or guaranteed by Mirae Asset. The investments are not bank deposits and are not insured by any entity or regulatory authority and are subject to investment risks, including the loss of the principal amount invested. Nothing contained on the Site constitutes investment, legal, tax or other advice nor is to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

No Warranty

THE SITE AND THE INFORMATION INCLUDED ON THE SITE ARE PROVIDED TO YOU "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND. NONE OF MIRAE ASSET NOR ANY OF THEIR RESPECTIVE AFFILIATES OR SUPPLIERS, WARRANTS THE ACCURACY, ADEQUACY, COMPLETENESS, OR TIMELINESS OF THE MATERIALS PROVIDED ON THIS SITE OR THE SITE'S ERROR-FREE USE OR CONNECTIVITY OR AVAILABILITY OF THE SITE OR CONTENT. THERE IS NO WARRANTY OF ANY KIND - EITHER EXPRESS OR IMPLIED - INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, TITLE, MERCHANTABILITY, ACCURACY, AVAILABILITY AND FITNESS FOR ANY PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS.

MIRAE ASSET MAKES NO WARRANTY WHATSOEVER TO YOU, EXPRESS OR IMPLIED, REGARDING THE SECURITY OF THE SITE, INCLUDING WITH RESPECT TO THE ABILITY OF UNAUTHORIZED PERSONS TO INTERCEPT OR ACCESS INFORMATION TRANSMITTED BY YOU THROUGH THIS SITE.

Limitations of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT, INCLUDING NEGLIGENCE, SHALL MIRAE ASSET OR ANY OF THEIR RESPECTIVE AFFILIATES OR SUPPLIERS BE LIABLE FOR ANY LOSS OR DAMAGE OF ANY KIND, INCLUDING ANY DIRECT, SPECIAL INDIRECT OR CONSEQUENTIAL DAMAGES (INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF DATA, LOSS OF PROGRAMS, OR ANY OTHER PECUNIARY LOSS), ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE ACCESS OF, USE OF, PERFORMANCE OF, BROWSING IN OR LINKING TO OTHER SITES FROM THE SITE , OR ANY INFORMATION AND RELATED GRAPHICS CONTAINED IN OR MADE AVAILABLE THROUGH THE SITE, EVEN IF MIRAE ASSET OR ANY AFFILIATE OR SUPPLIER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES AND JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. YOU HEREBY RELEASE AND FOREVER WAIVE ANY AND ALL CLAIMS YOU MAY HAVE AGAINST MIRAE ASSET OR THEIR RESPECTIVE AFFILIATES AND SUPPLIERS, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, INFORMATION PROVIDERS OR SUPPLIERS FOR LOSSES OR DAMAGES YOU SUSTAIN IN CONNECTION WITH YOUR USE OF THIS SITE.

Hyperlinks

Mirae Asset is not responsible for the content or accuracy of third-party sites hyperlinked from this Site, nor does Mirae Asset guarantee the products or services offered on third-party sites. You acknowledge and agree that neither Mirae Asset nor any of its affiliates is responsible for the availability of such third-party sites, does not endorse, approve, investigate or verify, and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites. You further agree that neither Mirae Asset nor any of its affiliates shall be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, products or services available on such external sites. These links are provided as a convenience and solely for informational purposes. Mirae Asset is not making any recommendation to invest in, purchase, or sell any securities or other products or services offered on the linked sites, nor has Mirae Asset sought to verify or confirm the information contained in the linked sites. Accordingly, Mirae Asset disclaims any responsibility for the linked sites.

Privacy Statement

We understand that our customers and website visitors are concerned about the privacy of information. The following information is designed to help you understand the information collection practices at this Site. By visiting this Site, you are accepting the practices described in this Privacy Policy. If you do not agree to the below policy, please do not use this Site.

Investment Performance

YOU ACKNOWLEDGE THAT ALL DATA AND INFORMATION TRANSMISSIONS VIA THE SITE ARE SOLELY FOR THE INFORMATIONAL AND OTHER PURPOSES SET FORTH HEREIN, AND ARE NOT INTENDED AS FINANCIAL ADVICE OR AS AN OFFER, SOLICITATION OR RECOMMENDATION OF SECURITIES OR OTHER FINANCIAL PRODUCTS, OR TO SATISFY REGULATORY REQUIREMENTS OR COMPLY WITH ANY APPLICABLE LAWS, RULES, REQUIREMENTS OR STANDARDS OF ANY GOVERNMENTAL AUTHORITY, AGENCY OR INDUSTRY REGULATORY BOARD, WHICH COMPLIANCE IS YOUR SOLE RESPONSIBILITY. HISTORICAL PERFORMANCE IS NOT NECESSARILY INDICATIVE OF FUTURE PERFORMANCE OF AN INVESTMENT. THE VALUE OF INVESTMENTS MAY FALL AS WELL AS RISE AND INVESTORS MAY NOT GET BACK THE AMOUNT INVESTED.

Security Procedures

You agree to comply, and to cause your Authorized Designees to comply, with remote access operating standards and procedures and with user identification or other password control requirements and other security procedures as may be issued from time to time by Mirae Asset (or an affiliate) for use of the secure portions of this Site and access to the remote access services. You agree to advise Mirae Asset (or an affiliate) immediately in the event that you learn or have reason to believe that any person to whom you have given access to the http://investments.miraeasset.com.hk site has violated or intends to violate the terms of this Agreement and you will cooperate with Mirae Asset (or one of its affiliates) in seeking injunctive or other equitable relief. You agree to discontinue use of the http://investments.miraeasset.com.hk and remote access services, if requested, for any security reasons cited by Mirae Asset (or an affiliate) without liability to Mirae Asset, its affiliates or its Suppliers.

Restrictions on Use

You agree to use the remote access services only in connection with the proper purposes of this Agreement. You will not, and will cause your employees and Authorized Designees not to, (i) permit any third party to use the Site or the remote access services related to the Site, (ii) sell, rent, license or otherwise use the Site or the remote access services related to the http://investments.miraeasset.com.hk site in the operation of a service bureau or for any purpose other than as expressly authorized under this Agreement, (iii) use the Site or the remote access services related to the Site for any fund, trust or other investment vehicle without the prior written consent of Mirae Asset, (iv) allow or cause any information transmitted from Mirae Asset's databases, including data from third party sources, available through use of the Site or the remote access services, to be published, redistributed or retransmitted for other than use for or on behalf of yourself, as Mirae Asset's customer, and (v) use more than one asset identifier per security. In no event may you use the data and information on the Site in lieu of obtaining appropriate licenses from the applicable Supplier, and Mirae Asset may limit the use of this Site accordingly.

Modification of the Site

You agree that neither you nor your Authorized Designees will modify the Site in any way, enhance or otherwise create derivative works based upon the Site, nor will you or your Authorized Designees reverse engineer, decompile or otherwise attempt to secure the source code for all or any part of the Site.

Indemnification

You agree that neither you nor your Authorized Designees will modify the Site in any way, enhance or otherwise create derivative works based upon the Site, nor will you or your Authorized Designees reverse engineer, decompile or otherwise attempt to secure the source code for all or any part of the Site.

Applicable Law

Your use of this Site and this Agreement is governed by the laws of Hong Kong and you submit to the exclusive jurisdiction of the Hong Kong courts.

If any provision of this Agreement shall be held to be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions shall not in any way be affected. No term or provision shall be deemed waived and no breach excused unless such waiver or consent shall be in writing and signed by the party claimed to have waived or consented. You shall not assign this Agreement, or any of your rights and obligations hereunder, without Mirae Asset's prior written consent.

Mirae Asset reserves the right, in its sole discretion, to change, modify, add or remove portions of this Agreement at any time without notice to Site users. Mirae Asset also reserves the right, in its sole discretion, to change, modify, add or remove the content of this Site or to terminate the website in whole or in part. Similarly, Mirae Asset reserves the right, in its sole discretion, to change, modify, add or remove the content of the Site, including the country-specific sections, or to terminate the website in whole or in part. You must check this Agreement periodically for changes. Any changes, modifications, or additions to, or deletions from this Agreement shall be effective upon posting on this Site. If you access this Site, including the country-specific sections on the Site, after changes to the Agreement are posted changes, you further acknowledge the Agreement as changed and agree to be bound by them.